Resource CenterFinancial Assistance For Individuals With DisabilitiesPrinter Friendly Version

Financial Assistance For Individuals With Disabilities

1. Fundraising For Uninsured Expenses

1.1. Fundraising Words of Caution

Personal Fundraising Words of Caution

Donations that are given directly to an individual and not through a registered charity are not tax deductible.

Be sure to let people know at the outset that any donation they make is going to an individual and not to a non-profit organization and therefore there is no tax benefit for them. If at all possible, try to locate a non-profit organization who will fund raise and receive donations on your behalf. By doing so, donors may receive a tax benefit, but please check your state's tax laws.

Most non-profits are aware of the tax laws and can guide you on this issue. Your area probably has a number of non profit foundations and community organizations that have experience in helping individuals raise funds. Try to locate one of these organizations.

Here is some personal fundraising advice from the Massachusetts Attorney General's Office. Your state is probably similar but please check with your state's Attorney General's Office prior to undertaking a personal fundraising campaign.

"Fundraising for a specific individual is not considered to be charitable fundraising, since the public at large does not benefit. Therefore, fundraising for a specified individual is not subject to the registration and filing requirements imposed on charitable organizations. No matter what you choose to call your fundraising activity, it is not considered a charitable activity if it benefits only a specific individual or individuals. Donors to your fundraising campaign are essentially making a gift to the beneficiary."

If your personal fundraising efforts include raffle tickets, a lottery, or games of chance, you should definately check with your state's Attorney General's Office and Internal revenue service. Most states have very strict laws regarding these types of activities.

1.2. HelpHOPELive-Fundraising After Catastrophic Injury or Disease Onset

HelpHOPELive is a 501(c)(3) nonprofit that helps patients and families facing transplantation, catastrophic trauma, or non-traumatic injury afford uninsured medically related expenses through grass-roots fundraising.

HelpHOPELive provides the consultation needed to raise funds to bridge the gap between what health insurance will pay and what is actually needed to heal, live and thrive.

Patients, their families and community volunteers are given the tools to launch and sustain successful fundraising campaigns, providing:

  • expert fundraising guidance and ongoing support;
  • fiscal accountability in the collection, management and disbursement of funds raised;
  • tax deductibility for donors. 

Their office is located in Radnor, Pennsylvania, but they assist patients and families nationwide.  Telephone: 800.642.8399.

 HelpHOPELive Online Application

1.3. Funding Your Handicap Accessible Van with a Grant

Funding Your Handicap Accessible Van with a Grant (blog with some guidance)

1.4. Funding Sources Directory for iPads and other Mobile Devices

Funding Sources Directory for iPads and other Mobile Devices

BridgingApps has created a funding source directory or iPads and mobile devices.  We have received many questions from the BridgingApps community about how to get a device funded. We have begun to compile a list of organizations that grant iPads and similar devices to families who have children with special needs. Please use this list as a guide to explore ways to find such funding.

2. Grants for People With A Disability

2.1. Available Grants For People With A Disability

There are a number of available grants for people with a disability. All of the organizations have certain qualifying standards that the grant applicant will have to meet. Most have limits on the amount of funding they will provide. It is suggested that you contact the organization directly to get full information on their available grants, qualifying criteria, and process for applying.

Adaptive Sports Equipment Grants

Challenged Athletes Foundation's Access for Athletes Grants
Steps in where rehabilitation and health insurance end by providing funding grants for adaptive sports equipment such as sports wheelchairs, handcycles, mono skis and sports prosthetics, and resources for training and competition expenses directly to physically challenged individuals. Access for Athletes surmounts financial impediments to participation in sports, ensuring that challenged athletes are not left on the sidelines because they can't afford expensive equipment or training costs.

Kelly Brush Foundation
Individual Grant Program awards grants to individuals with paralysis due to a spinal cord injury (SCI). The purpose of the individual grant program is to increase participation in adaptive sports and recreation activities and improve the quality of life for individuals living with SCI. Allows disadvantaged individuals with SCI to purchase adaptive sporting equipments such as a mono ski or a hand cycle. In order for an individual to qualify for the grant he or she must be living in the United States and must supply the Foundation with information about their spinal cord injury, details on their source of income, and a description of the type of equipment they are seeking.

The Michael-Ryan Pattison Foundation
Mission is to increase the level of awareness and support for those living with paralysis while enabling access to a range of specialized therapies focused on improving their overall quality of life. Offers scholarships for standing frames.

Assistive Technology Grants

Travis Roy Foundation 
Dedicated to enhancing the life of individuals with spinal cord injuries and their families by providing adaptive sports equipment and assistive technology. Travis Roy Foundation is dedicated to finding a cure for spinal cord injury through increased funding of research, resulting in self-reliance and the ability to be as independent as possible... Examples of eligible items include upgrade and maintenance of wheelchairs, vehicle modifications (i.e., hand controls or lifts), small home modifications including ramp and lift installation, computers, and other adaptive equipment.

I Got Legs Foundation
We create opportunities to transform lives for people with physical challenges
NEED LEGS Campaign requirements: Any US resident individuals with a permanent physical disability requiring the use of mobility technology are eligible to apply. There is no age requirement. Applicants must demonstrate financial need and may be required to provide documentation. Given limited resources, special emphasis will be given to projects that concern mobility technology (e.g. robotic exoskeletons, prosthetics, adaptive technologies for homes/vehicles, etc.) Eligible items:  wheelchairs, vehicle modifications (i.e., hand controls or lifts), small home modifications including bath, ramp, and lift installations, computers, bed/mattress, shower chairs and lifts.
PLEASE NOTE:Grants are not available towards the purchase of new or used vans; funds are available ONLY for vehicle modifications. Grants are disbursed directly to suppliers of the desired equipment or modifications, not to grantees. Individuals making the grant application are required to submit estimates from potential suppliers. Please complete all sections of the application; incomplete applications will not be considered.

Tyler Schrenk Foundation
The Tyler Schrenk Foundation is a 501(c)(3) nonprofit organization dedicated to
improving lives through the promotion and distribution of assistive technologies (AT).
The world assistive technologies (AT) can be overwhelming and unfamiliar. The Tyler
Schrenk Foundation helps people in need navigate this world by providing resources
through our website, hosting 1:1 consultations, and even donating AT through our
grant programs for those unable to afford it.
In addition to this work, TSF also consults for hospitals, school districts,
and companies globally.

The Jose Blakely Memorial Grant
  The José Blakely Memorial Grant will provide a grant to an individual every year
who would like to increase their independence. This grant will not be limited to
just one device that can increase independence but whatever is necessary to make a
long and impactful effect on the recipient's life.
If you are interested in applying for this grant, please go to our apply page and
fill in your information as well as selecting José Blakely Memorial Grant.

The Demonstrating Independence Program Grant
The demonstrating independence grant will provide one or more recipients quarterly
with technologies that can help them become more independent. This could look like
helping someone control their lights by voice, TV by voice or a way for someone without
arm movement to control their cell phone. To apply for this grant, please go to our
apply page and fill in your information as well as selecting the demonstrating independence
grant selection. The recipients of this grants will find out at the beginning of each quarter
if they have been selected.
Address: PO Box # 2579 Woodinville, WA 98072

General or Multipurpose Grants

Be Perfect SCI Foundation
BP promotes a holistic, exercise-based therapy approach to recovery. BP offers scholarships for activity-based therapy at The Perfect Step to qualified recipients. We also provide supplemental funds to those who cannot afford:
wheelchairs,car adaptations, high medical bills, general daily medical necessities
(909) 621-9309

Byron Riesch Paralysis Foundation
Their goal is to find a cure for paralysis through funding the latest in medical research and to provide assistance to those that suffer from neurological disorders. Typical charitable grants to individuals have provided home and transportation accessibility assistance to those living with mobility disabilities with preference purpose going to those living with spinal cord injury. Other adaptive equipment such as shower chairs or computers are considered as well. Also award scholarships both for the spring and fall semesters to individuals that are either suffering from a neurological disorder or have parents that suffer from a neurological disorder.
Phone: (262) 547-2083

CMMS Deshae Lott Ministries Inc
Quality-of-life grant recipients have applied funds to accessibility modifications for their homes, travel expenses related to treatment, durable medical equipment, other medical and personal care supplies, dental care, and home-based caregiving expenses that help them avoid institutionalization. The post bachelor's degree scholarship recipients have used awards to fund care givers, medical equipment, and tuition expenses during a course of study at graduate or professional school including the fields of business administration and finance, information, social work, law, art, and divinity.

High Fives Non-Profit Foundation 

The Empowerment Fund provides resources and inspiration to those who suffer a life-altering injury. Life-altering injuries are injuries such as spinal cord injuries, traumatic brain injuries, amputation or other mobility-limiting injuries that occurred in an athlete's lifetime. The resources and inspiration we provide come in the form of board-approved grant funding paid to service providers in nine funding categories: living expenses, insurance, health, travel, High Fives Healing Network, adaptive equipment, winter equipment, and "stoke" (positive energy, outlook, attitude).
Phone: (530) 562 4270

Horizon Hope Grant
To receive the Horizon Hope Grant, applicants must demonstrate a commitment to Horizon and live by Horizon's mission in their daily lives. Applicants can either be:
A full-time or part-time student attending a college or university for the purpose of obtaining an undergraduate or graduate degree. (Please Note: Horizon Hope Grant is available to students in all areas of study.) OR
An individual with a physical disability in need of a specific accommodation, e.g., medical equipment, assistive technology, construction for adapted living, etc.
Phone: (773) 477-5170

Modest Needs
Modest Needs is a national nonprofit empowering members of the general public to make small, emergency grants to low-income workers who are at risk of slipping into poverty.
(844) 667-3776

SCORE (Spinal Cord Opportunities for Rehabilitation Endowment)

Aims to assist young people who have been injured while participating in sporting events or athletic recreation... SCORE endeavors to improve the quality of life for people with a spinal cord injury, assisting with the substantial out-of-pocket costs associated with obtaining the best medical care, home amenities and transportation. The end goal is to facilitate rehabilitation and independent living.
(323) 655-8298

Triumph Foundation 
Triumph Foundation pairs individuals with sponsors who can help meet their needs; we have a Fundraising Partnership where we team up with an individual to raise funds for specific items or services; we have an Equipment & Supply Exchange program where we help find a home for old, used, and extra equipment & supplies and arrange for it to be given to people who are in need; we loan items to people to increase independence and functionality; and we provide financial assistance through our Keep Moving Forward Grant program.
(661) 803-3700

Home Modification & Housing Grants

Elderly or Disabled Living
As a nonprofit 501c3 charity, EDL's mission is to reduce costs associated with housing. We specifically provide help to lower income elderly or disabled individuals. EDL is not a home care facility though. Our nonprofit has many cost reducing techniques available to us. EDL's service includes but isn't limited to monetary assistance (e.g. the following is not a exclusive list): Dr. bills, cable, internet, health insurance, car payment, electric, rent, and mortgage

Joseph Groh Foundation 
The charter for the Joseph S Groh foundation as filed with the IRS states they are dedicated to providing financial support to those connected with the construction trades industry (plumbing, HVAC, electrical, roofing etc.) who are living with life altering injuries. Assistance provided is designed to pay for the provision of material (i.e. Durable medical equipment, etc.) or for services rendered. (i.e. construction of ramps to the home, widening of doorways, reconstruction of bathrooms for wheelchair access, etc.)
Phone: 214-998-9749

Single Family Housing Repair Loans & Grants
Provides loans to very-low-income homeowners aged 62 or older to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Rehabilitation and Therapy Grants

The Michael-Ryan Pattison Foundation
Their mission is to increase the level of awareness and support for those living with paralysis while enabling access to a range of specialized therapies focused on improving their overall quality of life. They offer a standing frame program and you can apply for your own standing frame. 

Chanda Plan Foundation
The mission of the Chanda Plan Foundation is to improve the quality of life for persons with physical disabilities through direct services and systemic change to access integrative therapies. Our direct services include acupuncture, massage, chiropractic, adaptive exercise and adaptive yoga. Services are provided at the foundation and at provider locations nationwide.

Awards scholarships to Spinal Cord Injury Patients in need of financial assistance at approved recovery based therapy facilities.
(214) 417-8466

Falling Forward Foundation
The Falling Forward Foundation™ supports patients recovering from catastrophic medical issues. We provide funding that allows patients to continue their rehabilitation, to recover to their fullest potential, and to move forward in their lives.
(785) 550 - 8129

Getting Back Up 
Provide qualified and selected individuals with funding for participation in exercise-based recovery programs and the purchase of adaptable products. These programs and products have been proven to greatly improve the physical and emotional well-being of the injured individual.

Tighten The Drag Foundation
Seeks to assist nominated candidates with funding assistance to cover ongoing therapy needs, specialized equipment and helping to organize and fund recreational activities to qualified and nominated recipients to help provide a break from the daily stresses in their life. Because we believe that being in the outdoors is vital and beneficial to the health and well being of every individual, especially those dealing with difficulties in life, we help in assisting you locate programs and professionals in your area that are reputable and who provide much needed fun and variance from your normal daily routines, not only for you but for your family caregivers as well.

Walking with Anthony 
Walking with Anthony covers the cost of essential rehabilitation therapy so that people suffering from an SCI can face the enormous challenge of physical recovery with freedom from the relentless financial weight of paying for rehab.
Phone: (888) 712-4WWA

Travel Assistance Grants

New Perspective Foundation
Nonprofit organization that helps individuals in Ohio, Georgia and Florida who are currently hospitalized due to a spinal cord injury by assisting their family and friends with airfare, gasoline and lodging expenses so they can travel to support them in their time of need.

Adaptive Vehicle & Modification Grants

Blood Brothers Foundation
Blood Brothers Foundation restores freedom, mobility, & independence by providing vehicle modifications for individuals living with physical disabilities.
Phone: 303-882-7469

National Organization for Vehicle Accessibility
Organization that works to provide vehicle modification grants to individuals with disabilities throughout the United States and Canada in need of financial assistance. The National Organization for Vehicle Accessibility (NOVA) believes that every individual has the right to accessible transportation. NOVA’s mission is to assist those with mobility needs through education, information and product acquisition.
Phone: 574-607- 5995


2.2. Grant for people with Syringomyelia

Assistance Grants from The American Syringomyelia & Chiari Alliance Project, Inc. (ASAP)

Grants up to $1,000 are available for qualifying ASAP members to assist with the purchase of adaptive equipment and assistive devices. You must be a member of ASAP for 6 months prior to applying for the grant, have a diagnosis of syringomyelia or Chiari, and provide a written quote for total cost of the item. Checks are made payable to both the vendor and ASAP member.

The Bobby Jones Open has made it possible for numerous ASAP members to improve their quality of life and enjoy a more independent lifestyle. People have received help in purchasing ramps, a therapeutic bicycle, accessible shower, lift chair, wheelchair accessories, elevator stair-lift, and more. Download and complete PDF application or call the office today at 1-800-272-7282.


3. Grants to Organizations

3.1. Christopher Reeve Foundation Grants (for organizations only)

The Christopher Reeve Foundation (CRF) does not make grants directly to individuals with SCI. Instead, CRF provides Quality of Life Grants and Heath Promotion Grants to organizations nationwide that help improve opportunities, access and day-to-day quality of life for individuals living with SCI and their families.

3.2. Home Depot Foundation Community Impact Grants Program

Community Impact Grants Program

Grants, up to $5,000, are available to registered 501(c)(3) nonprofit organizations and tax-exempt public service agencies in the U.S. that are using the power of volunteers to improve the physical health of their community. Grants are given in the form of The Home Depot gift cards for the purchase of tools, materials, or services.

Our mission is to ensure that every veteran has a safe place to call home. As such- priority will be placed on volunteer projects that fit the following criteria.

  • Projects that serve veterans and their families, whether that's repairing homes or improving facilities
  • Projects that involve veterans volunteering to help other veterans in the communities where they live

3.3. The Sunshine Lady Foundation

The mission of the Sunshine Lady Foundation is to invest in organizations and programs dedicated to providing opportunities for the advancement of education, well being and new life choices for disadvantaged people with special empathy for the working poor and families in crisis.

Acknowledging that good luck does not shine equally on everyone, the Sunshine Lady Foundation directors, staff and volunteers, known as Sunbeams, seek out ways to effectively share financial support, goodwill, energy and vision with those who need it most, and to encourage collaborative efforts within the community to help achieve this mission.

The Sunshine Lady Foundation is a private family foundation founded in 1996 by Doris Buffett and funded through her generosity. The mission of the foundation reflects the mid-western values and no-nonsense approach to decision-making that Doris grew up with in Omaha, Nebraska.   Each Sunshine Lady Foundation grant is considered an investment, and the decision to grant funds is always based on an expected successful return.  Doris Buffett is grateful to her father, Howard Buffett, and brother, Warren Buffett, not only for providing her with the wealth to fund the foundation but also for their inspirational examples of integrity and generosity.

The Sunshine Lady Foundation does not accept requests for consideration of funding from individuals or organizations outside of the United States, or for the following purposes:

  • -  business investments of any type or grants to businesses
  • -  loans of any type, either personal or business
  • -  payment of medical debt or school loans
  • -  academic or scientific research
  • -  graduate study
  • -  conferences, seminars or trips
  • -  environmental or animal protection causes
  • -  general fund-raising drives or events
  • -  religious organizations for religious purposes
  • -  the Arts

Please contact the foundation directly to learn more about grant possibilities. 

103 S 11th Street # B, Morehead City, NC, 28557-4105

Phone: (252) 240-2788

4. Loans

4.1. Mobility Vehicle and Access Loans

Available from Digital Federal Credit Union as part of membership benefits through the American Association of People with Disabilities (only $15/year)

4.2. Access Loans from Bank of America

Access Loans from Bank of America provide affordable and flexible terms for individuals with disabilities or access needs. Purchase the equipment you need to make your car accessible. Available in AZ, AR, CA, CT, FL, GA, ID, IL, IA, KS, MA, MD, ME, MO, NH, NJ, NV, NY, NM, NC, OK, OR, PA, RI, SC, TN, TX, VA, WA, & the District of Columbia.

4.3. Total and Permanent Disability (TPD) discharge of student loans

It's Possible to Discharge a Student Loan Because of Disability

As of 2011, the average college student (graduate and undergraduate) left school with $23,300 in debt. Repayment of student loans has always been difficult, but with the economy still working its way back, many recent graduates have no jobs and no way to pay back their loans. People with disabilities that prevent them from working face an even more desperate set of challenges.

Fortunately, people with disabilities can apply for disability discharges of loans from the following programs: Federal Family Education Loans (FFEL), Perkins Loans, William D. Ford Federal Direct Loans (Direct Loans), and Teacher Education Assistance for College and Higher Education (TEACH) Grants.

To qualify for a disability discharge, a borrower must show that she has a physical or mental impairment that will either result in death or has lasted or will be expected to last more than 60 months. (Different, less stringent rules apply to veterans with disabilities.) The borrower's doctor must submit paperwork to the U.S. Department of Education certifying the borrower's condition, and, if approved, the loan will be conditionally discharged.

Once a loan is conditionally discharged, the borrower must not engage in employment that results in income exceeding the federal poverty rate for a family of two for the next three years. Once the three-year period has passed, the loan will be completely discharged.

No one wants to default on his obligations, but if a borrower cannot repay a loan due to disability, he should promptly apply for a disability discharge so that the funds he would normally spend on loan repayment can be directed towards future care.

To read the Department of Education's guidelines for obtaining a disability discharge, click here.

  from the Academy of Special Needs Planners

5. Misc Financial Resources

5.1. Focus on Independence program from the Maloney Vision Institute

Focus on Independence program from the Maloney Vision Institute
Offers to perform free LASIK eye surgery to quadriplegics who don't have the dexterity to put on glasses or insert contacts. For more information, call the Maloney Vision Institute 877-EYESIGHT or e-mail

5.2. HelpWithPayingBills

HelpWithPayingBills, a site that helps low income families with finding financial assistance programs. State-by-state directory lists assistance programs that help with utility, energy, rent and medical bills.

5.3. My - An official government website dedicated to teaching all Americans the basics of financial education; filled with information and easy to use.  Provides useful resources to persons seeking information that can help with their personal financial decisions.

5.4. Retail Savings Guide for People with Disabilities

"Retail Savings Guide for People with Disabilities,"  provides a detailed walkthrough of discounts and special offers for individuals with disabilities.

6. Pediatric Funding

6.1. Pediatric Funding Sources

Check out our various Pediatric Funding Resources

7. Prescription Assistance

7.1. GOOD RX

GOOD RX is an alternative discount prescription option.

GoodRx helps patients, insured and uninsured, save on their prescriptions. Patients can save up to 80% on their prescriptions and improve adherence with a GoodRx Savings Kit.
Drug prices vary widely between pharmacies. GoodRx finds the lowest prices and discounts. How?

Collect and compare prices for every FDA-approved prescription drug at
more than 70,000 U.S. pharmacies. Find free coupons to use at the pharmacy.
Show the lowest price at each pharmacy near you.

7.2. The Medicine Program

The Medicine Program is a patient advocacy organization helping individuals and families all across America get access to up to 2,500 prescription medications available today for free or nearly free of charge through Patient Assistance Programs (PAPs).

7.3. My Part D USA

My Part D USA is a national organization specializing in Medicare Drug Plan Enrollments, Medicare Drug Assistance Programs, and Coordination of Medicare Health Insurance Benefits. Provide free and confidential comparison of Part D Drug Plans.

7.4. Needy Meds

Needy Medsis a  501(c)(3) non-profit information resource devoted to helping people in need find assistance programs to help them afford their medications and costs related to health care. NeedyMeds was founded in 1997 by Richard Sagall, MD and Libby Overly, MSW when Libby was working as a medical social worker in a rural Mississippi. She developed a database of PAP information to help her meet the needs of her clients. When she described this database to Rich, a friend with a medical practice in Bangor, Maine, he conceptualized making the information available on the Internet to make it available to more people. This was the beginning of NeedyMeds.

NeedyMeds' mission is to be the best source of accurate, comprehensive and up-to-date information on programs that help people facing problems paying for medications and health care; to assist those in need in applying to programs; and to provide health-related education using innovative methods.

NeedyMeds is funded by small grants, donations, sponsorships, subscriptions to PAPTracker, and syndication of various database information. NeedyMeds also works with the patient assistance programs of several pharmaceutical distributors.

Print out your own card and search for participating pharmacies.

For more information about NeedyMeds, click on the links below:

The NeedyMeds Brochure is available to organizations that assist people who need help paying for their medicine. Click HERE to learn more.

Patient Advocate Newsis a bimonthly free PDF newsletter that keeps advocates current on what changes have occurred in patient assistance programs, contains interviews with people who work for health-related organizationsand noteworthy health care news.

Read our privacy policy.

Copyright ©2013 by NeedyMeds, Inc.
Contents may not be reproduced in any form
except for personal use
and may not be used on any other website without permission.

7.5. NORD's Medication Assistance Programs

NORD works closely with humanitarian-minded pharmaceutical and biotechnology companies to ensure that certain vital medications are available to those individuals whose income is too high to qualify for Medicaid but too low to pay for their prescribed medications.

7.6. Partnership for Prescription Assistance

The Partnership for Prescription Assistance helps qualifying patients without prescription drug coverage get the medicines they need through the program that is right for them. Many will get their medications free or nearly free.

7.7. Rx Outreach

ESSDS developed Rx Outreach to provide a safe, affordable, and easy way for people of all ages to get medicines they need. The program offers prescription medicines to uninsured individuals and families, as well as those who have limited prescription drug coverage.

7.8. Together Rx Access

Together Rx Access
Web sites:

A FREE prescription-savings card for eligible residents of the United States and Puerto Rico who have no prescription drug coverage. Plus information Medicare Part D.

8. Fertility Treatment Grants and Scholarships

8.1. The International Council on Infertility Information Dissemination- Scholarship




 The International Council on Infertility Information Dissemination- Scholarship

  • Provides a basic IVF cycle which is donated by a facility. This includes the treatment and physician services and monitoring at the designated clinic.
  • The applicant must be an INCIID Interactive Community Member at the Bronze Level or higher.
  • The selection committee selects couples based on cost-of-living, submitted paystubs, tax returns and a letter from their doctor recommending IVF as medically necessary.
  • Visit INCIID's Frequently Asked Questions for more information about the program and eligibility requirements.

Contact Information:
Website: Visit for more information about the, From INCIID the Heart IVF Scholarship Program.
Phone: (703)379-9178
Fax: (703)379-1593

8.2. Baby Quest Foundation





Baby Quest Foundation

  • Grants are awarded two times yearly.
  • Provides a dollar range of $2,000-$16,000 (combination of money and medications)
  • Open to all, genders, singles, same sex couples, all who are permanent residents of the U.S., ect. (Click here to see more requirements on the Baby Quest website)
  • Applications fees apply

Contact Information:
Website: Visit http://www/ for more information about Baby Quest's grant


8.3. The Tinina Q. Cade Foundation – Family Building Grant



The Tinina Q. Cade Foundation – Family Building Grant

  • This grant is offered once per year.
  • Provides up to $10,000 per funded family to help with costs medical infertility treatments and domestic adoption.
  • Open to all; applicants must have a diagnosis of infertility from their doctor and must be legal, permanent U.S. residents.
  • Applications fees apply.

Contact Information:
Website: Visit for more information about the Family Building Grant
Phone: (443) 896-6504
Fax: (410) 741-3701

8.4. Cleveland Clinic - Ohio Hospital Care Assurance Program (HCAP)

Cleveland Clinic - Ohio Hospital Care Assurance Program (HCAP)

  • You must be a resident of Ohio, Florida or Nevada and meet the geographic requirements identified in the policy.
  • They offer emergency and other medically necessary hospital-level services free of charge.


(1)You are currently an eligible recipient of the General Assistance or the Disability Assistance Programs 

(2)Your income is at or below 100% of the Federal Poverty Guidelines (the FPG). 

For information regarding Cleveland Clinic Financial Assistance Policy and Financial Assistance Application Form, please refer to the contact information below for Cleveland Clinic financial counselors.

Contact Information:
Website: - Financial Assistance
Phone: (866) 621-6385

8.5. (New York State) - Infertility Demonstration Program

New York State Infertility Demonstration Program

  • A grant from New York State for IVF treatment
  • The NYS Infertility Demonstration Program provides financial support to privately insured individuals whose insurance coverage for IVF is exhausted or inadequate
  • Funds are allocated to select centers meeting high standards of IVF success rates and patient volume.
  • To determine if you are eligible for the New York State Infertility Demonstration Program, please see the contact information

Contact Information:
Website: Visit for more information
Phone: (518) 474-1911
Fax: (518) 474-6041

9. Scholarships For People With Disabilities

9.1. Scholarships Available For People With A Disability

180 Medical 
180 Medical offers a scholarship program ( to help those with spinal cord injuries, spina bifida, and transverse myelitis. Students attending a two-year, four-year, or graduate school program full time in the fall are eligible to apply. Applicants must be under a physician's care for a spinal cord injury, spina bifida, transverse myelitis, neurogenic bladder, or ostomy (ileostomy, colostomy, or urostomy). Must be a legal resident in the United States.
(877) 688-2729 offers an annual scholarship award to an undergraduate student. The scholarship is open to students of any major or concentration. Although not a requirement, preference will be given to students with mobility disabilities.

ABC Medical  
ABC Medical will be offering semi-annual scholarships, divided into the following three categories: Adaptive Sports, Scholar Athletes, and Making a Difference.  The Adaptive Sports scholarship will be divided by age group (Junior, College, Adult) and will be awarded to individuals who represent good sportsmanship, display continuous respect for themselves and others, and display leadership characteristics on their adaptive sports team.  The Scholar Athlete award will be given to individuals in need of financial assistance for their college tuition.  The Making a Difference scholarship will be given to individuals that are trying to improve their own lives or improve the lives of others around them.

American Association on Health and Disability  
The on AAHD Frederick J. Krause Scholarship Health and Disability is awarded annually to a deserving  student with a disability who is pursuing undergraduate/graduate studies (must be at least enrolled as a Junior in college) in an accredited university who is pursuing studies related to the health and disability, to include, but not limited to  public health, health promotion, disability studies, disability research, rehabilitation engineering, audiology, disability policy, special education and majors that will impact quality of life of persons with disabilities.
(301) 545-6140

Appel Law Firm Auto Accident Survivor Scholarship  
Appel Law Firm offers an annual scholarship to college and graduate students who have been survivors of car accidents and have overcome their injuries. Each year we offer the Auto Accident Law Firm Survivor Scholarship. The winner receives $1,000 towards their school tuition.
(925) 938-2000

AvaCare Medical Scholarship
At AvaCare Medical, we're showing our appreciation to those who are studying medicine - especially those who are disabled themselves - by offering an annual scholarship of $1,000 for students in the medical and healthcare field. When choosing winners, we will give preference to students with a physical disability.

Birth Trauma, Neonatal Injury and Disability scholarship.
As part of our ongoing commitment to heighten awareness and understanding of preventable birth injuries, Reiter & Walsh, P.C. is pleased to announce the continuation of their annual scholarship. A scholarship for financial assistance in the amount of $1,000 will be awarded each year to a high school, undergraduate, or graduate student who is influenced, in any way, by birth trauma, neonatal injury and disability.
(248) 593-5100

The Bryon Riesch Paralysis Foundation  
A $1000 to $2000 scholarship shall be awarded to two to three individuals with neurological disabilities, or the child of that person, for post high school education both spring and fall semester. Individuals suffering from a direct spinal cord injury or disease resulting in paralysis such as spinal tumors, strokes or aneurysms affecting the spinal cord, or spina bifida are given first priority. Other diseases and disorders that would be considered include MS, traumatic brain injuries, Parkinson's and cerebral palsy. Conditions such as ADHD or dyslexia do not qualify. Priority is also given to people living in Wisconsin, but scholarships still may be given out to individuals residing in the United States depending on the funds available.
262) 547-2083

Buckfire & Buckfire, P.C  Disability Scholarship  
The scholarship will award $1,000.00 to one student selected by our scholarship selection committee. The student must be attending an accredited college or university. The program is open to students of any age, with any type of disability, including but not limited to physical disabilities, medical conditions, mental or psychiatric conditions, speech and language, learning disabilities, behavioral conditions, and all other conditions.
(800) 606-1717

ChairScholars Foundation  
ChairScholars Foundation - National Program is offered at only two Universities: Edinboro University of Pennsylvania and the University of Tampa in Tampa, Florida. Available to students in every state in the continental U.S., the ChairScholars National Scholarship Program provides eligible high school seniors and college undergrads up to $30,000 for tuition to attend either Edinboro University or the University of Tampa.
(813) 926-0544 or (888) 926-0544

CMMS Deshae Lott Ministries Postgraduate Scholarships  
CMMS Deshae Lott Ministries Inc offers hope and help to individuals pursuing post-bachelor's degrees in graduate programs or professional programs (like M.B.A.s from business schools, law degrees from law schools, medical degrees from medical or dental programs). Our non-profit acknowledges that quality-of-life, including spiritual health, often greatly depends upon resources that help mitigate the higher costs incurred by living with disabilities, specifically in situations where economics alone might deter self-actualization. The post bachelor's degree scholarship recipients have used awards to fund care givers, medical equipment, and tuition expenses during a course of study at graduate or professional school including the fields of business administration and finance, information, social work, law, art, and divinity. 

Craig Hospital Alumni Scholarship  
With support from the Denver Alumnae Chapter of the Kappa Kappa Gamma Sorority and other community contributions, graduates of Craig can apply for financial support for higher education from the Craig Hospital Alumni Scholarship Fund.

Drug Reporter Disability Scholarship  
The Eisbrouch Marsh, LLC a law firm in New Jersey is offering a nationwide annual disability scholarship that is being made available to students with a physical or a learning disability, who have been accepted or are attending a 4-year college program or a law school within the US.

Express Ramps Annual Scholarship  
Express Ramps is proud to announce our new Annual College Scholarship Program.  We believe that quality education is important for all who seek it. With the rising cost of education, we know that there are many deserving students who could benefit from some financial assistance. We are pleased to offer a $500 scholarship award to one such deserving student.  The winning student will receive our scholarship to assist with his or her continued undergraduate education.

Foundation for Science and Disability  
The Student Award Program of FSD helps to increase opportunities in science, engineering, mathematics, technology, and pre medical/dental areas for graduate or professional students with disabilities.  FSD has established a Science Graduate Student Grant Fund, which is available to fourth year undergraduates (who are disabled and have been accepted to a graduate or professional school in the sciences) and graduate science students who have a disability.  Awards of $1000 each are made to qualified college or university students in any field of Mathematics, Science, Medicine, Technology, or Engineering.
(352) 374-5774

Harris Personal Injury Lawyers Scholarship
The attorneys at Harris Personal Injury Lawyers, Inc. understand the difficult process of recovery after you've been seriously injured. They are offering a scholarship for college students who have been victims of a serious injury, and are committed to demonstrating a determination to rebuild their lives by attending college.

Independence Foundation Scholarship  
The Independence Foundation Scholarship was created to help individuals with physical disabilities pay for the ever growing expense of college. The Scholarship of $500 will be awarded to Three (3) individuals with a noteworthy physical disability.
(716) 685-3976

Injury Lawyer News disability scholarship  
The scholarship will be awarded to one student in the amount of $500 to be used toward tuition, books or housing at an accredited US undergraduate college program or law school. The scholarship award is available to all pre-law and law school students. Students must be accepted to or already attending an accredited US college or university or accepted to or attending a fully accredited US law school. In addition, the scholarship is only available to students with a medically documented disability, which can be either a physical disability or a learning disability.
888.212.9524 Mobility Scholarship Program  
Just Walkers' has started a $1,000 scholarship for students with mobility disabilities and is offering a $1,000 scholarship to undergraduate or graduate students with a mobility disability. To apply, students write an essay answering the question "Describe a time when you faced a major obstacle. What did you do and what did the experience teach you?

Karman Healthcare Scholarship
The Karman Healthcare Scholarship Fund now provides students with the opportunity to earn two $500 scholarships per year*. This scholarship will apply to students this year who have a mobility disability, excelled academically and those who have a regard for disability awareness in America.
626) 581-2235

Michigan Auto Law Scholarship
Michigan auto accident law firm is offering an annual scholarship for college students who were victims of car accidents earlier in their lives and who have overcome their injuries. Annual scholarship of $500 will be awarded to two applicants each year.
(888) 995-6680

NBC Universal Tony Coelho Media Scholarship
Thanks to a generous contribution from NBCUniversal, the American Association of People with Disabilities (AAPD) is proud to offer the NBCUniversal Tony Coelho Media Scholarship.  the NBCUniversal Tony Coelho Media Scholarship will offer eight (8) scholarships to 2nd year associate students; undergraduate sophomores, juniors, and seniors; and graduate students with disabilities who are interested in pursuing a career in the communications, media, or entertainment industry. Each recipient will receive $5,625 to help cover the cost of education at their current college or university.
202-521-4316 $25,000 Scholarship Fund For Students With Disabilities, Health Science Students, or Special Needs Education, has established a $25,000 scholarship fund for students with disabilities (of any major), and for students pursuing a college degree in a health sciences/healthcare-related field, along with students pursuing special education degrees.

SpinLife Innovation in Motion Scholarship   
SpinLife Innovation in Motion Scholarship program designed to aid college students in their academic endeavors. The annual program will award one (1) $1,000 scholarship and one (1) $500 gift card to and is open to students who are manual or power wheelchair users enrolled at an accredited 4-year institution.

Swim With Mike Physically Challenged Athletes Scholarship Fund scholarship  
Supports college scholarships for athletes who participated in organized competitive youth, high school or collegiate athletics and subsequently have sustained a life changing accident or illness (e.g. paralysis, blindness, cancer, amputation, head injuries). Scholarship recipients will meet the admissions standards at a four year or graduate level institution of higher learning. Following matriculation at the institution, the scholarship recipient shall maintain satisfactory progress towards their degree program and maintain a minimum grade point average of no less than 2.5 cumulative and the minimum required by their department to be considered "in good academic standing". Recipients will provide a copy of their cumulative transcript s well as a letter requesting renewal of their scholarship at the end of each academic year in order to receive aid in subsequent academic years.

Swope, Rodante Award for Philanthropic Efforts's sponsor Swope, Rodante P.A. is committed to giving back to the community, this includes the award of $5,000 in higher education scholarships every year! Each year two students are recognized (in the form of individual scholarships of $2,500) for giving back to the community through philanthropy and impacting the lives of people living with a disability. A 3.0 GPA, essay, personal statement, and big heart are required. For more information please see their website:

ZipRecruiter is offering a $3,000 scholarship for students, available each semester! We are looking to have students write;

a) 250 word follow-up email for after a job interview

b) A brief 250 word description discussing each section they chose to include in their email template


10. Special Needs Planning

10.1. Keystone Hope Special Needs Foundation

Do you have a child with special needs? Maybe you have an adult dependent living with a condition that requires special attention and care. If you pass away, leaving $2,000 or more in assets, your dependent will lose their Social Security, and their Medicaid card. It's the law.

Many families with special needs children aren't aware of this law or don't know where to turn for help. What can be done to ensure the security for your child or dependent after you are gone? Where will your child live, who will take care of them? Will he or she be dependent on the government for his or her lifetime? Is there hope for a secure resolution?

There is hope. Keystone Hope Special Needs Foundation can chase away that big cloud of worry that hovers over you and your family. We can locate an approved attorney to assist with the estate planning, and develop specific types of trusts so that you can sleep easier. Keystone Hope will assist you with legal fees, and can likewise help to locate meaningful transitional employment for the child or dependent. The goal at Keystone Hope is to remove the doubt, fear, and worry associated with facing the inevitable truth.

10.2. Academy of Special Needs Planners

The purpose of this site, sponsored by the Academy of Special Needs Planners, is to provide a general overview of strategies parents and others can use to plan for their own futures and for those of family members with special needs.


10.3. Qualified Disability Trusts

State-by-state Qualified Disability Trust  (QDT) results in lower income taxes for the trust.  This site explains how a 'special needs trust' becomes a QDT.   Attorneys who are unfamiliar with Special Needs Trusts may not be aware of this particular advantage.

Commonwealth Community Trust-pooled special needs trusts managed in all states 


CCT is a 501(c)(3) nonprofit organization that administers affordable and efficient Pooled Special Needs Trusts (PSNT).  Our clients with special needs are served throughout the United States.

CCT was founded in 1990 by parents who have a son or daughter with special needs, along with concerned professionals.

CCT is managed by a Board of Directors who serves with a caring heart and without compensation.  The Board is comprised of at least two members who are related to an individual with special needs, legal and financial professionals, and experts who work in the special needs field.

Staff members are professionals who are knowledgeable about trust administration and the rules governing Supplemental Security Income (SSI) and Medicaid for clients who receive these means-tested government benefits.

Our Mission

CCT is committed to helping our clients, advocates, and professionals with integrity, reliability and discretion.

Our mission is to:

  • Provide people with special needs who live throughout the United States, and their families, a convenient, cost-effective framework for the administration of both Third-Party and First-Party Pooled Special Needs Trusts that supplement government entitlement programs such SSI and Medicaid.
  • Educate families, people with special needs, and professionals about the benefits of a pooled special need trust.
  • Award individuals with special needs who participate in the Charitable Fund Award with a monetary grant to be used for services, medication, and/or equipment.

Trust Administration Services are offered for:

Third-Party Pooled Special Needs Trust – established by a third party such as a family member or friend, and can be coordinated with an estate plan, life insurance policy or gift.

First-Party Pooled Special Needs Trust – established with the Beneficiary’s own funds (self-funded) from a personal injury award, workers’ compensation claim, inheritance, savings or Social Security back payment.  The Grantor can be the Beneficiary with special needs, a parent, grandparent, legal guardian, or the Court.  For Beneficiaries receiving Medicaid, this type of trust is sometimes referred to as a Medicaid payback trust.

Medicare Set Aside First-Party Pooled Special Needs Trust – established with a portion of the settlement from a workers’ compensation or liability lawsuit with an MSA nested inside a First-Party Pooled Special Needs Trust.

Military Survivor Benefit Plan First-Party Pooled Special Needs Trust – established with annuity payments from the Survivor Benefit Plan for the benefit of a dependent child who has special needs.

CCT is committed to providing:

  • Trust administration services that are cost effective, efficient and convenient
  • Expert knowledge of the ever-changing rules governing Medicaid and Supplemental Security Income (SSI) to protect benefit eligibility
  • Low minimum funding requirement of $5,000
  • Low administrative fees
  • The potential for growth as the funds are “pooled” for investment purposes
  • The opportunity for the Beneficiary to have an improved quality of life
  • Trustworthy and experienced staff who are sensitive to people living with special needs and their family members
  • An opportunity for the Grantor to provide his / her vision for the trust and the Beneficiary
  • Prompt processing of disbursement requests
  • Disbursements for the sole benefit of the Beneficiary

10.4. Find a Special Needs Attorney

Members of the Academy of Special Needs Planners all devote a significant part of their practices to working with individuals with special needs and with their families to plan for the future.....

Find a Special Needs Attorney  Search by state or fill out a form for assistance to locate an attorney in your area.

11. Telecommunications Assistance

11.1. Lifeline Program

Lifeline Program is a federal program which provides support to telecommunications companies that in turn offer discounts to millions of eligible consumers.


Approximately 2,000 telecommunications companies provide these discounts. Consumers can apply for these discounts through their telecommunications company.


Eligible households can receive up to $9.25 per month in discounts. Additional state support may be available. Approximately 2,000 telephone companies are eligible to provide these discounts. A household applies for the discounts through their telecommunications company. These companies are then reimbursed through the Lifeline Program.


12. Veterans Resources

12.1. VetsFirst

About VetsFirst

Our mission continues in the spirit of James J. Peters and his tireless work to help America's veterans.

Our mission continues in the spirit of James J. Peters and his tireless work to help America's veterans.

Our Mission

VetsFirst is a program of United Spinal Association that directly assists veterans and their eligible family members obtain the benefits they are entitled to, deserve and need.

We advocate for all generations of veterans, including individuals living with post-traumatic stress disorder and traumatic brain injuries.

Our advocacy efforts go far beyond offering words of support and encouragement. We take this fight to Capitol Hill to bring attention to issues that matter most to the men and women who proudly served our country.

VetsFirst's network of National Service Officers provides free assistance, resources, and representation for veterans struggling to navigate the intricate and often confusing VA claims process.

We connect with over 2,000 veterans annually through our call center and online help desk. Our staff tackles each case individually, taking the time to discuss self-help tips and assist with questions on military separation, claims appeals, and state benefits. We offer assistance and representation in claims for benefits and services before the U.S. Department of Veterans Affairs, other Federal and state agencies and legal representation before the U. S. Court of Appeals for Veterans Claims.

In addition to providing individual support and counseling services, VetsFirst offers timely news and information across the spectrum of issues presently impacting veterans, including guides on self-help, state benefits, separating from the military, as well as exclusive feature stories on military health care and VA funding and compensation.

Our History

VetsFirst is an exciting new name for an existing United Spinal Association program. United Spinal, and now VetsFirst, has a long and illustrious history assisting and representing veterans and their eligible family members.

Unlike other organizations, United Spinal––a VA recognized veterans service organization––strives to ensure the organization remains an instrument for veterans rather an institution.

United Spinal's history began in 1946 when a group of paralyzed World War II veterans from New York City and the surrounding area banded together to raise awareness of the alarming plight of their fellow paralyzed veterans. Rejecting the poor treatment they received at their local VA hospitals, they led the charge for greater civil rights and independence, forming the congressionally chartered Paralyzed Veterans of America (PVA). United Spinal, formerly known as Eastern Paralyzed Veterans of America (EPVA), was a chapter of PVA.

As the organization matured under the leadership of James J. Peters in the 1970s, 1980s and 1990s, United Spinal helped improve the quality of health care for veterans, backing words with deeds and dollars by winning denied benefits for individual vets and investing money in VA programs and infrastructure. These efforts have been a boon to every American with a disability.

In 1970, Peters convinced Life magazine to run a cover story exposing the deplorable conditions facing Vietnam veterans with spinal cord injuries at the Bronx VA Medical Center. The story sparked a national outrage and convinced Congress to raze the facility and build a brand new hospital with special attention to SCI. In 2005, the hospital was renamed in honor of Peters and his work to ensure all veterans receive quality health care.

In 2007, United Spinal created its VetsFirst program to better assist members and other veterans. In order to adapt to a changing world and economy United Spinal founded VetsFirst, Inc. in 2009. VetsFirst, Inc., a 501(c)(3) was created for the sole and express purpose of providing financial support to United Spinal's VetsFirst program.

Today, VetsFirst continues the important work to uphold the values, objectives and mission needed for our nation's veterans no matter when or where they served.

12.2. Wounded Warrior Project

The WWP provides vital assistance to severely injured service members at the critical time between their hospital recovery and their transition to civilian life back home.

12.3. Paralyzed Veterans of America's Veterans Benefits Department

VBD provides free, comprehensive benefits and medical counseling, assistance, and representation

12.4. Disabled War Veterans Scholarship

The AFCEA Educational Foundation is pleased to offer the Disabled War Veterans Scholarships. These $2,500 scholarships, co-sponsored by Microsoft employees and the AFCEA Educational Foundation, are offered twice annually to active-duty service personnel, honorably discharged U.S. military veterans, reservists, and National Guard personnel who are disabled because of wounds received during service in Enduring Freedom-Afghanistan or Iraqi Freedom Operations.

12.5. Personal Money Service Veteran’s Scholarship

Personal Money Service Veteran’s Scholarship is a unique opportunity to support veteran who aim for superior educational heights.

This one-time payment of $1, 000 can help you deal with educational costs and excel in studies.

Who Can Apply for Scholarships for Veterans?

Applicants must:

  • Be an active duty member of the U.S. Military service or a veteran.
  • Be a high school senior or a high school graduate.
  • Be a legal resident or citizen of the U.S.
  • Not have previously earned a bachelor’s degree.

If these criteria are met Personal Money Service will accept any application for the scholarship.

How Do You Apply?

All applicant have to take several steps to participate:

  1. Write a post that explains why you should be awarded this scholarship.
  2. Add the link to Personal Money Service –
  3. Make this post public on your Facebook or Youtube account
  4. Link to Personal Money Service Facebook or Youtube page
  5. Send your application to

Make sure your application contains the following information:

  • First and last name;
  • Valid mailing address;
  • Proof of veteran or dependent status;
  • High school transcript;
  • Public link to your post.

12.6. Cars for Troops

Cars for Troops is a division of the MobilityWorks Foundation, known for assisting mobility-challenged individuals and assisting them with achieving mobility independence. The Cars for Troops Vehicle Donation Program was created to make the world more accessible for physically-challenged veterans and their families.

12.7. Segs4Vets

DRAFT's Segs4Vets program will present Segways to soldiers, Marines, airmen and National Guardsmen who lost limbs and sustained other disabling injuries serving our Nation in support of Operation Iraqi Freedom and Operation Enduring Freedom in Afghanistan.

13. Wheelchair Donation

13.1. Wheelchair Donations Internationally

See our International wheelchair donation resources.

13.2. Chariots Of Hope-Nationally & Internationally

Chariots of Hope
Chariots of Hope, a nonprofit organization, has been established for the purpose of collecting used wheelchairs. The donated manual wheelchairs are then repaired and distributed, at no cost to the recipient, to those in need nationally and internationally.